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Comprehensive Health Plan Floater
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Synopsis:
Comprehensive Health Insurance is policy which offers exhaustive benefits for the entire family designed to eliminate your health worries. This plan would go a long way in alleviating your financial burden.

Highlight:

  • Accidents are covered from Day 1
  • More than 400 Day Care procedures are covered
  • Coverage for Domiciliary hospitalization treatments
  • Expenses for delivery of Child is covered
  • Pre and Post birth expenses are included
  • Automatic coverage of new born
  • Automatic restoration of Sum Insured
  • Facility of Second Opinion from a Doctor in Company's Network
  • No Medical tests are required up to 65 years of age
  • Life long policy renewal is available
  • No third party Administrator, direct in-house claims settlement
  • Network of more than 6000 Hospitals accorss India
  • Free medical consultation available over phone 24X7 Toll free helpline
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title Description
Room Rent Limit No capping on room rentTreatment at Single Standard A/C room.
ICU Daily Rent Limit Actual
Pre-Hospitalization Expenses 60 days
Post Hospitalization Expenses 90 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage All day care procedures Covered
Automatic Restoration of Sum Insured 100% Automatic Restoration can be used for Same illness & diseases
Pre-Existing Disease / Illness coverage After 36 months of continuous coverage. By paying extra premium PED waiting period can be reduced to 12 months
Waiting Period for New Policy 30 days
Co-Payment Up to 10% for age above 60 years
Medical Screening No Medical required for age upto 65
Free Health Checkup Health Check up for every claim free year
Ambulance Expenses Available
Non-Allopathic Treatments AYUSH treatment is covered
New Born Baby Cover Covered
Daily Hospitalization Allowance For SI 5Lac RS 500 Daily cash For SI 7Lac and 10Lac = 750 Daily Cash For SI 15Lac and 20Lac =1,000- Daily Cash For SI 25Lac= 1,500- Daily Cash For SI 50Lac, 75Lac, and 1Crore=2500 Daily Cash
Donor Expenses Special SI for Organ donor cover, covers Redo surgery and ICU admission for donor
Nursing Allowance Covered
No Claim Bonus 100% Increase in Sum Insured upon a claim free renewal.