9980845011
back
Smart Health Insurance Policy Floater
Quick Links :
Synopsis:
Bharti AXA s SmartHealth Critical Illness policy is simple yet comprehensive policy which covers all expenses incurred as a result of critical illnesses.

Highlight:

  • Comes with Unique Feature - In-built critical illness cover.
  • Pre-existing diseases are Covered after 48 months of continuous coverage.
  • Life long policy renewal is available.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D.
  • Wide sum insured option ranging from Rs. 2,00,000 to Rs.5,00,000.
  • No medical check-ups required up to 55 years (on select plans).
  • Single policy for the entire family (Insured, spouse and two children).
Benefit:
Title Description
Room Rent Limit Upto S.I (subject to limits Specified)
Room Rent Limit Upto S.I (subject to limits Specified)
Pre-Hospitalization Expenses 30 Days
Pre-Hospitalization Expenses 30 Days
Post Hospitalization Expenses 60 Days
Post Hospitalization Expenses 60 Days
Minimum Hospitalization Period 24 Hrs
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Yes ( Upto S.I)
Day Care Procedure Coverage Yes ( Upto S.I)
Additional Cover for Critical Illness Yes (reimbursement basis on hospitalization of insured)
Additional Cover for Critical Illness Yes (reimbursement basis on hospitalization of insured)
Pre-Existing Disease / Illness coverage After 48 months
Pre-Existing Disease / Illness coverage After 48 months
Waiting Period for New Policy 30 Days
Waiting Period for New Policy 30 Days
Medical Screening Required as per S.I opted under Basic/Premium/Optimum plan
Medical Screening Required as per S.I opted under Basic/Premium/Optimum plan
Free Health Checkup After 4 claim free years.
Free Health Checkup After 4 claim free years.
Ambulance Expenses Upto Rs.1500
Ambulance Expenses Upto Rs.1500
Daily Hospitalization Allowance Rs.250 per day max.10 days
Daily Hospitalization Allowance Rs.250 per day max.10 days
Donor Expenses Upto Rs.50,000 (over & above S.I)
Donor Expenses Upto Rs.50,000 (over & above S.I)
Attendant Allowance Rs.250 per day max.5 days
Attendant Allowance Rs.250 per day max.5 days
Nursing Allowance Rs.50,000
Nursing Allowance Rs.50,000
No Claim Discount 5%, max. upto 25%
No Claim Discount 5%, max. upto 25%