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Arogya Sanjeevani Floater
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Synopsis:
A simple, easy to understand health insurance plan that provides coverage for Health expenditure .

Highlight:

  • Policy can be taken for 1 year.
  • Premium can be paid on instalment basis- Annual, Half yearly, Quarterly or Monthly
  • Self, legally wedded Spouse, Dependent Children, Parents, Parents In laws can be covered.
  • SUm Insured from Rs 100000 To Rs 500000
Benefit:
Title Description
Room Rent Limit 2% of the sum insured subject to maximum of Rs.5000/-, per day.
ICU Daily Rent Limit 5% of the sum insured subject to maximum of Rs.10,000/-, per day.
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage All Day Care Treatments covered
Pre-Existing Disease / Illness coverage Covered after 48 months of continuous coverage under this policy
Waiting Period for New Policy 30 days
Co-Payment 5% co pay on all claims
Medical Screening No Medical tests upto 45 years
Ambulance Expenses INR 2000/- per hospitalisation
Non-Allopathic Treatments Covered
Nursing Allowance 2% of the sum insured subject to maximum of Rs.5000/-, per day.
No Claim Bonus 5%for each claim free year, Max 50%